The fall season is the perfect time to consider refinancing. If you’re unsure about why you should consider it, we’re going to help you.
The following are some of the most popular reasons people decide to refinance in the fall.
The Holidays Are Coming
If people lower their mortgage payments, they will have more money they can put towards gifts during the holidays. Even a savings of a couple hundred dollars can do wonders for holiday budgets, so let us help you keep your head above financial waters this year.
Setting Up the New Year for Financial Success
The year is ending, and people are reflecting on the past year. Some of them may be a bit stressed about their finances, and refinancing can be a way to relieve some of that paycheck to paycheck way of life. Let us help find ways to relieve some of the financial stress – let’s talk about how much you really can save per month by refinancing.
Lower Monthly Payments or Downsizing
With the housing market slowing down due to the holidays and colder months, many people are considering a move in the new year. This is especially true for people who are looking to downsize. But if you really don’t want to move, consider the option of refinancing instead of downsizing, which would allow you to stay in your current home. If you don’t decide to refinance, we are ready to help finance a new home.
Save Money Over Time
For people who have a mortgage with a high mortgage rate, they can save a lot of money by refinancing. Take a look at your current rate, and compare it to what the rate is now. Add in how much money you could save if you decide to refinance – savings over time means a lot to your future.