by Spectrum Property Management | Oct 1, 2021 | Uncategorized
The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here’s an example: A home is listed for sale at $350,000. It’s a multiple bidding situation, so you offer a...
by Spectrum Property Management | Sep 17, 2021 | Uncategorized
You know that VA home loans are an incredible benefit for veterans and active-duty military personnel. But are National Guard members and reservists eligible as well? The answer is yes for those who meet certain criteria and who have completed at least six years of...
by Spectrum Property Management | Sep 3, 2021 | Uncategorized
Think you need a huge down payment in order to buy a home? Then you’re in for some good news. The “need” for big down payments is a myth in today’s lending environment. Truth is, programs offered by three federal agencies are helping borrowers...
by Spectrum Property Management | Aug 20, 2021 | Uncategorized
Thinking about making a move this fall? If you need to sell a home first, you know that there likely will be a smaller group of potential buyers than there was in May, June and July. That doesn’t make the off-season a bad time to sell a home, however. Those...
by Spectrum Property Management | Aug 6, 2021 | Uncategorized
You found a home your family absolutely loves. But you’re not the only one who feels that way and now you’re in a multiple-offer situation, competing against other home buyers for the same property. What’s the best way to make an offer on a home that...
by Spectrum Property Management | Jul 16, 2021 | Uncategorized
Do you have a move in your future? Summer is the busiest time of the year for moving. Whether you’re moving yourself or hiring a mover, here are some important steps to ensure your move is a successful one: Hiring a mover —Do your research. The Better Business...
by Spectrum Property Management | Jul 2, 2021 | Uncategorized
A good credit score is important if you’re thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s really low, you may...
by Spectrum Property Management | Jun 18, 2021 | Uncategorized
You found the home of your dreams. How do you know how much to offer? This is where an experienced real estate agent can be helpful. Using information from a variety of sources, agents can help you navigate this question and a variety of others for one of the biggest...
by Spectrum Property Management | Jun 4, 2021 | Uncategorized
You’re ready to buy a home. You have a great job, good credit and you’re prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money to put down on a home can be one of the most difficult aspects of buying...
by Spectrum Property Management | May 21, 2021 | Uncategorized
You’re interested in buying a home. Congratulations! This is a big step in life, so it’s one that you should research thoroughly. The good news is we have some helpful information as you begin the process of getting and using a mortgage. #1: Check Your...
