by Spectrum Property Management | May 7, 2021 | Uncategorized
You’re selling a home and someone has made an offer on it, contingent upon a home inspection. It’s a common condition written into most offers, meaning that if the buyers aren’t happy with the result, they can cancel the sale without losing their...
by Spectrum Property Management | Apr 16, 2021 | Uncategorized
When financing a home, you have a lot of choices, including the term of your loan. It’s estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It’s a popular option because of the low monthly payments. Less popular...
by Spectrum Property Management | Apr 2, 2021 | Uncategorized
Congratulations, you’ve made the decision to start shopping for a new home. You’ve likely thought of a few people to contact for help along the way. Realtor? Check. Loan officer? Check. But what about your insurance agent? They’re a critical player...
by Spectrum Property Management | Mar 19, 2021 | Uncategorized
A good credit score is important in today’s world. It can help lower your borrowing costs and help you to pay less for insurance. It could even help you land a job! That’s because lenders, insurance companies and a growing number of employers are using...
by Spectrum Property Management | Mar 5, 2021 | Uncategorized
Pets are our constant, faithful companions and best friends. They’re more than just pets, they are family. And when it comes time to put your house on the market, they need special attention. Not only should you consider their well-being during a move, but...
by Spectrum Property Management | Feb 19, 2021 | Uncategorized
Eight seconds. Not much time, right? But that’s how long you have to catch a buyer’s attention when selling a home. So, you’ve got to make those seconds count from the moment a prospective buyer arrives on your property. It’s not just about selling your home quickly....
by Spectrum Property Management | Feb 5, 2021 | Uncategorized
The Veterans Administration home loans program was established to help active-duty military personnel, veterans, and their spouses achieve the dream of homeownership. However, not all military members qualify. The U.S. Department of Veterans Affairs requires anyone...
by Spectrum Property Management | Jan 15, 2021 | Uncategorized
A new home is definitely a big reason to celebrate. What better way to mark the day than with a thoughtful housewarming gift? If you enjoy giving practical gifts, a fire extinguisher is an incredible choice for a new homeowner. Every homeowner should have one on each...
by Spectrum Property Management | Jan 1, 2021 | Uncategorized
Do you really want your dream house but don’t think you can afford it? We completely understand what that’s like because we help people every day who are in your predicament. The truth is that you probably can afford a house. But maybe you need to consider...
by Spectrum Property Management | Dec 18, 2020 | Uncategorized
Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you’ll be asked to provide as part of the loan application process:...