by Spectrum Property Management | Jul 3, 2020 | Uncategorized
You’ve found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to “lock” your mortgage rate? And for how long should your lock be effective? If you’re buying or...
by Spectrum Property Management | Jun 19, 2020 | Uncategorized
It’s likely you’ve moved before. If so, you must have some pretty fresh memories regarding what worked and what didn’t about your move. Whether they be thrills or frustrations, moving emotions are a roller coaster. The fact is, you are packing up for...
by Spectrum Property Management | Jun 5, 2020 | Uncategorized
Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that the home needs to be appraised. People usually have many questions about appraisals. The following are some of the most common ones...
by Spectrum Property Management | May 15, 2020 | Uncategorized
In the market for a home? Here are three tips designed to help you de-stress the home buying process and buy the right home for you and your family: Look deeper than what you see. You love the way a home is decorated, with its antique furniture, the stylish rugs, the...
by Spectrum Property Management | May 1, 2020 | Uncategorized
A home can be anything you wish. You can live in a traditional style house, tiny house, manufactured house, recreational vehicle or even a boat. Since there are so many places to live, military members often ask if they can use their VA loan to purchase their desired...
by Spectrum Property Management | Apr 17, 2020 | Uncategorized
Ever wonder which things can affect your credit score the most when you’re applying for a mortgage loan? Here are some of the top factors that can dramatically lower anyone’s score: You’re 30 days late (or more) paying a bill. You could see a 60- to...
by Spectrum Property Management | Apr 3, 2020 | Uncategorized
Whether it’s your first, second or third home, you can’t always afford all the space you want. Here’s how to make any home feel more spacious: Choose colors wisely. Darker paint colors and tones can bring warmth to a room and make it feel cozy, but...
by Spectrum Property Management | Mar 20, 2020 | Uncategorized
How prepared are you in the event of a fire in your home? Do you have an emergency escape plan? Do you have a fire extinguisher? What about your smoke detectors – have you checked them lately? Smoke detectors are one of the most overlooked safety features in...
by Spectrum Property Management | Mar 6, 2020 | Uncategorized
Buying a fixer-upper? Whether you have a small remodeling job ahead of you or a big one, you’re always much better off with a plan. Here are some tips for coming up with a plan designed to help you succeed: Decide how much you’re going to spend. Make a...
by Spectrum Property Management | Feb 21, 2020 | Uncategorized
Many Americans assume they aren’t qualified to buy a home. So instead of doing any research, they resign themselves to a future of renting. We get it: real estate— and home buying in general—is daunting. But there are a variety of specialty mortgage types...
