by Spectrum Property Management | Feb 7, 2020 | Uncategorized
Many people believe that after they have had a home foreclosed on, they will never be able to buy a house again. This is untrue. As you may have guessed, it is much more difficult to get a mortgage after a foreclosure hits your credit report, but it is not impossible....
by Spectrum Property Management | Jan 17, 2020 | Uncategorized
It’s a case of “the more, the merrier” when a new family moves into your neighborhood! You want them to feel comfortable, and one means to that end is to reach out. What would television’s Mr. Rogers, the king of kindness do? Here are a few...
by Spectrum Property Management | Jan 3, 2020 | Uncategorized
Ever hear the terms REO, bank-owned, short sale or HUD home? And have you even wondered what the heck all those terms mean? Here are some definitions used to describe common types of distressed properties: Foreclosure: This refers to the process of a lender taking...
by Spectrum Property Management | Dec 20, 2019 | Uncategorized
Chances are, you know someone who has the flu right now. The 2019-2020 flu season is definitely here! Flu viruses are most common during the fall and winter months, with flu activity typically peaking between December and February. The flu vaccine isn’t just for...
by Spectrum Property Management | Dec 6, 2019 | Uncategorized
Owning a home. It’s a dream shared by many people. But for those who have lower income, especially if they have less than perfect credit, that dream may seem out of reach. Impossible. Fortunately, this is not true. An FHA loan can be the answer to turn the dream...
by Spectrum Property Management | Nov 15, 2019 | Uncategorized
If you’re in the military or retired from it, you most likely have heard about the VA loan. This loan is for a home and comes along with many benefits. Those who are getting ready to buy a home and want to use a VA loan will be interested in knowing these five...
by Spectrum Property Management | Nov 1, 2019 | Uncategorized
You want to sell your home, but you don’t have a lot of money to invest in repairs and upgrades before it hits the market. You’re in luck! There’s a lot you can do to make your home more inviting to potential buyers that doesn’t cost a fortune....
by Spectrum Property Management | Oct 18, 2019 | Uncategorized
You found a home that’s in the right neighborhood and an easy commute to work. The only problem: It’s listed for sale in ‘as-is’ condition. What does that mean? A home that’s being offered for sale in ‘as-is’ condition means...
by Spectrum Property Management | Oct 4, 2019 | Uncategorized
An FHA loan is a type of mortgage specifically designed to assist low-to-middle income borrowers. FHA loans are particularly attractive with first-time homebuyers because they typically require a lower down payment and most lenders are somewhat flexible in terms of...
by Spectrum Property Management | Sep 20, 2019 | Uncategorized
VA home loans are specifically designed to meet the home-buying needs of former and active duty service members. Unlike traditional mortgages, VA loans usually require no down payment and offer a variety of other benefits including: No monthly mortgage insurance...
